May 16, 2001
It's been a year since I moved to Atlanta, and I just transferred my insurance today. I was scared to transfer my insurance here, mainly because the insurance companies like to rob you blind with their rates. Had I stayed with Allstate, my rates would have skyrocketed to over $3000/year.
I don't think so.
The local Allstate agent agreed to the fact that the quoted rate was absurd, and she promised to do a little checking around for me. She eventually called back with a referral to a local insurance company that would charge only $30 more than my rates in Florida. $1057 every six months sounds a lot better than $1600 for the same amount of time.
I really can't blame Allstate, as Atlanta is a traffic hell. Rates are going to be higher than rural Florida, and I understand that. While I'm bitching about insurance companies, though, I'll have to bring up the hell-spawn of insurance, Prudential. Back when I was in college, I was in an accident on my way to Tampa. A 17 year-old kid ran a red light in his 1984 Cadillac, and smashed into my 1985 Audi. The police showed up and took notes from both drivers. The kid admitted the accident was his fault, and he was cited. My car was wrecked, while he drove away with a broken headlight. What does my kind and supportive insurance company do?
They gave me $1100 and dropped my policy.
How nice of them to punish one of their clients for an accident that wasn't their fault. Losers. You'd think that's the end of the story, but it took an interesting twist a few weeks ago. I got a letter in the mail from Prudential.
"You're the kind of driver Prudential wants to insure."
Really? A few years ago, they couldn't wait to be rid of me. Screw them.
(14:15)
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